When booking a trip, almost half (44%) of Americans don’t use a rewards credit card that earns points or cash back, according to a Bank of America survey. No matter where you plan to travel, it is helpful to have a financial strategy in place to maximize rewards and help offset future travel costs.

• Use a credit card that allows you to earn and redeem points for travel such as the Bank of America® Premium Rewards Visa® credit card, which earns 2 points for every dollar spent on travel and dining purchases and 1.5 points for every dollar spent on all other purchases.
• Layer your rewards programs together to maximize points with each purchase. For example, when booking a flight and hotel package, include your frequent flier number (layer No. 1) and hotel loyalty program details (layer No. 2). Pay with a rewards credit card (layer No. 3) that’s eligible for bonus points with a banking rewards program (layer No. 4).
• A banking rewards program like Bank of America® Preferred Rewards lets you earn even more. Members receive a credit card rewards bonus of 25-75% on every purchase. For example, members in the Platinum Honors tier, the highest tier of the program, earn unlimited 3.5 points per dollar on travel and dining purchases with the Premium Rewards Visa® card and unlimited 2.62 points on all other purchases.

Find more solutions to make your travel goals attainable at bankofamerica.com/Premium.